Affiniti
Business
Mastercard®
2.1%
Cash Back
$0
$1,250
Value
No Impact
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I’ve already brought 40 pharmacies onboard. With 2.1% cash back, high credit lines, and top-tier customer service, it’s the best business financial product I’ve used.
President, NCPA
Trusted by thousands of America’s backbone businesses
How we stack up against your current card
Mastercard
2.1% back on every purchase with autopay.1
$1,2502
$0 Annual Fee
$0 Employee Card Fee
Up to $5,000,0003
Redeem as statement credits, or physical checks.
Business Unlimited
1.5% back on every purchase.
$750 when you spend
$6,000 in 3 months.
$0 Annual Fee
$0 Employee Card Fee
Either low starting limits or a lengthy documentation process to get a higher line ($100,000 or more).
Chase Ultimate Rewards portal, gift cards, and statement credits.
Spark 2% Cash
2% back on every purchase.
$1,000 when you spend $10,000 within 3 months.
$150 (or $95) Annual Fee
$0 Employee Card Fee
No preset spend limit (shadow limit) or low initial limits.
Redeem as statement credits, physical checks, gift cards, or Capital One travel.
Business Unlimited
1.5% back on every purchase.
$750 when you spend
$6,000 in 3 months.
$0 Annual Fee
$0 Employee Card Fee
Either low starting limits or a lengthy documentation process to get a higher line ($100,000 or more).
Chase Ultimate Rewards portal, gift cards, and statement credits.
2x (valued at 1.2% cash back) on all purchases.
185,000 points (valued at $1,110) if you make $6,000 of purchases within the first 6 months.
$650 Annual Fee
No Employee Card Offering
Either low starting limits or a lengthy documentation process to get a higher line.
AmEx travel portal, hotel stays at Marriott, statement credits, gift cards, and partner airlines and hotels.
1.5% back on all purchases.
$300 after you make $3,000 of purchases within 90 days.
$0 Annual Fee
$0 Employee Card Fee
Either low starting limits or they require a higher deposit as collateral
Statement credit, direct deposit, check, and Merrill investment account.
Let our technology drive your growth
Make the SwitchQuickBooks Online + Desktop Integration
Every time you swipe your card, transactions sync automatically to QuickBooks—saving your bookkeepers valuable time.
Multi-Entity
Support
Owners can easily manage multiple entities all in one place: each with its own employees, bank accounts, and statements.
SMS Receipt
Capture
Simplify your bookkeeping instantly. Snap and text a receipt, and we’ll match it to your transactions—saving your business time and money.
Unlimited Vendor +
Employee Cards
Issue unlimited cards, control permissions on a user and vendor level, and manage spend limits across your team.
Don’t Just Take Our Word For It
Additional Platform Benefits To Help You Save Money
Up to 3% APY5
on your liquid balance with no hidden or minimum fees.
