Cash flow troubling your business?
We equip owners with an industry-tailored credit card, bank account, and bill pay platform — built to solve the cash flow issues holding you back.
82% of small businesses fail due to cash flow problems.
Fewer than 30%
of small businesses have full-time finance functions.
Outdated tools
Spreadsheets, manual expense reports, and legacy community banks.
No industry insight
Financial tools need industry context. Your current bank doesn't understand how tariffs affect your business.
Affiniti helps transform cash flow management for forward-thinking businesses like yours.
We give you the tools to solve cash flow
Checking Account
Earn up to 3% APY on every dollar, backed by FDIC insurance coverage up to $3 million.1
Credit Card
Earn up to 2.1% unlimited cash back on every dollar spent.2
Accounting Automation
Close books in minutes, not days.
Expense Management
Know every dollar spent within your business.
Industry Specific Integrations
So we can unlock business insights to optimize your cash.
Bill Pay
Track invoices and schedule payments in seconds.
The CFO software for your pharmacy
The CFO software for your auto dealership
The CFO software for your HVACR business
Hear from the small business owners powering our economy.
“The ACCA Mastercard is simple, intuitive, and easy to use, which makes a big difference because nobody has time to deal with anything complicated. Now, if an opportunity comes along, I can take care of it, whereas before, without access to capital, you’d be left behind. For me, it’s a no-brainer.”
“The NCPA Mastercard is my go-to partner for managing all of Cascadia Pharmacy Group’s financial operations: credit cards, expense management, and more. I’ve already brought 28 of my pharmacies onboard. With generous cash back, credit lines, and outstanding customer service, this is by far the best business financial service I’ve ever used.”
“The NCPA Mastercard provides me with critical tools to more efficiently manage my pharmacy. From its cutting-edge expense management technology to its unrivaled cash back rewards program, this card is designed specifically to maximize the success of any independent pharmacy regardless of size.”
“I never really stopped to think about how I was running the financial side of my business. But after using the ACCA Mastercard, I understand how important financial sophistication really is. I’m just glad I have this tool in my toolbox now.
As I scale toward eight figures in revenue, I feel confident using this as my go-to solution”
“I believe the NCPA Business Mastercard is one of the few financial tools that truly aligns with my values. They take care of me the same way I strive to take care of my customers...
And every tool they launch reflects a commitment to quality. That kind of alignment genuinely excites me about what they’re building.”
