Bringing Modern Finance to Backbone American Businesses
Built for the business operators driving America forward: one platform for banking, payments, and financial control.
It's Time To Run Your Financial Operations Like a Fortune 500 Company
Fewer than 30%
Less than 30% of small businesses have a dedicated finance team, but every business needs financial control.
Replace outdated tools
Spreadsheets, manual expense reports, and community banks weren’t built for scale. Modern businesses need modern financial software.
Financial intelligence
Affiniti analyzes your business and industry in real time to deliver the insights you need to operate with confidence.
This economy was built by business owners like you.
It’s time your finances worked as hard as you do.
Modern Financial Software For
Forward-Thinking Business Owners
Checking Account
Earn up to 3% APY1 on every dollar, backed by FDIC insurance coverage up to $3 million.2
Affiniti is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Card services provided by Patriot Bank NA, Member FDIC.
Credit Card
Earn up to 2.1% unlimited cash back on every dollar spent.
Accounting Automation
Close books in minutes, not days.
Expense Management
Know every dollar spent within your business.
Live Financial Intelligence
So we can unlock business insights to optimize your cash.
Bill Pay
Track invoices and schedule payments in seconds.
Hear from the small business owners powering our economy.
“The ACCA Mastercard is simple, intuitive, and easy to use, which makes a big difference because nobody has time to deal with anything complicated. Now, if an opportunity comes along, I can take care of it, whereas before, without access to capital, you’d be left behind. For me, it’s a no-brainer.”
“The NCPA Mastercard is my go-to partner for managing all of Cascadia Pharmacy Group’s financial operations: credit cards, expense management, and more. I’ve already brought 40 of my pharmacies onboard. With generous cash back, credit lines, and outstanding customer service, this is by far the best business financial service I’ve ever used.”
“The NCPA Mastercard provides me with critical tools to more efficiently manage my pharmacy. From its cutting-edge expense management technology to its unrivaled cash back rewards program, this card is designed specifically to maximize the success of any independent pharmacy regardless of size.”
“I never really stopped to think about how I was running the financial side of my business. But after using the ACCA Mastercard, I understand how important financial sophistication really is. I’m just glad I have this tool in my toolbox now.
As I scale toward eight figures in revenue, I feel confident using this as my go-to solution”
“I believe the NCPA Business Mastercard is one of the few financial tools that truly aligns with my values. They take care of me the same way I strive to take care of my customers...
And every tool they launch reflects a commitment to quality. That kind of alignment genuinely excites me about what they’re building.”
